This wiki is not longer actively used and, due to years of spam, has unfortunately been locked from further editing by anonymous users. Only approved users can edit the wiki or add content. If you would like to contribute to this wiki, please contact the administrator Benjamin Mako Hill.

Speech+Mobility/Expense taxonomy: Difference between revisions

From Pedia
Jump to navigation Jump to search
(Created page with 'The goal of this page is a categorization of income and expenditures which helps to illuminate different ways those expenses or income can be represented, and different ways the …')
 
 
(5 intermediate revisions by 2 users not shown)
Line 1: Line 1:
The goal of this page is a categorization of income and expenditures which helps to illuminate different ways those expenses or income can be represented, and different ways the expenses might be reduced or income increased.
The goal of this page is a categorization of income and expenditures which illuminates the space in order to better design interventions and representations.
 


== Taxonomy of Expenditures ==
== Taxonomy of Expenditures ==
1. Elective (things that you want to buy but could do without)
# Elective (things that you want to buy but could do without)
  * Going to the movies
#* Going to the movies
  * new clothes
#* new clothes
  * restaurants
#* restaurants
2. Semi-elective (things you can't live without, but with highly variable cost)
# Semi-elective (things you can't live without, but with highly variable cost)
  * Food
#* Food
  * Transportation
#* Transportation
    * Car
#** Car
    * public transit
#** public transit
    * bike, walk
#** bike, walk
3. "Good Idea" expenses (things that save you money later if you buy now)
# "Good Idea" expenses (things that save you money later if you buy now)
  * Maintenance, insurance
#* Maintenance, insurance
  * Regular expenses that are on sale
#* Regular expenses that are on sale
  * Paying back credit card debt
#* Paying back credit card debt
4. Reimbursable expenses (not your money)
# Reimbursable expenses (not your money)
  * Work purchase orders
#* Work purchase orders
  * Splitting a bill with friends who will get you back
#* Splitting a bill with friends who will get you back
5. Necessary expenses (things that hurt you bad if you don't pay)
# Necessary expenses (things that hurt you bad if you don't pay)
  * Rent/mortgages/loan payments
#* Rent/mortgages/loan payments
  * Utility bills
#* Utility bills
  * Taxes
#* Taxes
6. Unnecessary, unwanted expenses (things you do pay, but shouldn't)
# Unnecessary, unwanted expenses (things you do pay, but shouldn't)
  * Subscriptions you forgot to cancel
#* Subscriptions you forgot to cancel
  * Fees for services you don't use
#* Fees for services you don't use
  * Taxes for which you are exempt
#* Taxes for which you are exempt
  * Bank fees for basic services like checking and credit cards when you could get free accounts elsewhere
#* Bank fees for basic services like checking and credit cards when you could get free accounts elsewhere


== Taxonomy of Income ==
== Taxonomy of Income ==


1. Salary income (regular payment schedule -- once/month or once every 2 weeks)
(Compensation vs entitlement vs gifts)
2. Freelance income, tips (no regular payment schedule, or irregular amounts)
 
3. Reimbursements (previous expenditures getting erased)
# Salary income (regular payment schedule -- once/month or once every 2 weeks)
4. Interest/investment income from savings (gets bigger faster when you spend less)
# Freelance income, tips (no regular payment schedule, or irregular amounts)
5. Gifts (infrequent, generally smaller amounts)
# Reimbursements (previous expenditures getting erased)
# Interest/investment income from savings (gets bigger faster when you spend less)
# Gifts (infrequent, generally smaller amounts)
# Inheritances (once-in-a-lifetime, large sums)
# Bonuses (regular, varying amounts)
# Windfalls
 
== Special Monies ==
Money with non-economic restrictions on use (social/personal/perceptual constraints)
* Money "stained with blood", "dirty" money
* Allowance
* Gift money
* non-pecuniary commodities, barter
* special savings pot (rather spend with credit card than touch life savings)
* College fund

Latest revision as of 16:07, 20 November 2009

The goal of this page is a categorization of income and expenditures which illuminates the space in order to better design interventions and representations.

Taxonomy of Expenditures

  1. Elective (things that you want to buy but could do without)
    • Going to the movies
    • new clothes
    • restaurants
  2. Semi-elective (things you can't live without, but with highly variable cost)
    • Food
    • Transportation
      • Car
      • public transit
      • bike, walk
  3. "Good Idea" expenses (things that save you money later if you buy now)
    • Maintenance, insurance
    • Regular expenses that are on sale
    • Paying back credit card debt
  4. Reimbursable expenses (not your money)
    • Work purchase orders
    • Splitting a bill with friends who will get you back
  5. Necessary expenses (things that hurt you bad if you don't pay)
    • Rent/mortgages/loan payments
    • Utility bills
    • Taxes
  6. Unnecessary, unwanted expenses (things you do pay, but shouldn't)
    • Subscriptions you forgot to cancel
    • Fees for services you don't use
    • Taxes for which you are exempt
    • Bank fees for basic services like checking and credit cards when you could get free accounts elsewhere

Taxonomy of Income

(Compensation vs entitlement vs gifts)

  1. Salary income (regular payment schedule -- once/month or once every 2 weeks)
  2. Freelance income, tips (no regular payment schedule, or irregular amounts)
  3. Reimbursements (previous expenditures getting erased)
  4. Interest/investment income from savings (gets bigger faster when you spend less)
  5. Gifts (infrequent, generally smaller amounts)
  6. Inheritances (once-in-a-lifetime, large sums)
  7. Bonuses (regular, varying amounts)
  8. Windfalls

Special Monies

Money with non-economic restrictions on use (social/personal/perceptual constraints)

  • Money "stained with blood", "dirty" money
  • Allowance
  • Gift money
  • non-pecuniary commodities, barter
  • special savings pot (rather spend with credit card than touch life savings)
  • College fund